Where, where and how to spend cryptocurrency: stories from the practice of experts
About this publication
CryptoNews features practical stories from industry experts about real-world cryptocurrency spending and usage. The article covers merchant adoption, payment infrastructure, and the evolving landscape of crypto as a medium of exchange rather than purely speculative asset.
Dmitry Kotov's role
Dmitry Kotov shares practical experience from his consulting work on how businesses and individuals can effectively use cryptocurrency in everyday transactions, bridging the gap between crypto theory and real-world application.
Background
CryptoNews covers the sector for a Russian-speaking readership. This piece takes up spending rather than trading — where cryptocurrency can actually be used, which has always been the weaker half of the story.
The gap between holding and spending is structural. A volatile asset makes a poor unit of account, on-chain settlement is slow and expensive relative to card rails, and in most jurisdictions each purchase is a taxable disposal that the buyer must track. The practical answer that emerged was not merchants accepting crypto directly but cards that convert at the point of sale — which solves the user's problem while quietly conceding that the payment network doing the work is the conventional one.
Originally published on cryptonews.net in Russian.
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